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A testamentary trust is created through your will and only comes into existence after you die. Unlike a living trust that operates during your lifetime, this type of trust springs to life when your will goes through probate. The trust provisions are written directly into your will, instructing how certain assets should be managed and…

A codicil is a separate legal document that modifies specific provisions in your existing will without requiring you to rewrite the entire document. Think of it as an official amendment or supplement that becomes part of your will. When executed properly, a codicil carries the same legal weight as the original will itself. Codicils have…

Real estate titled solely in your name must go through probate before transferring to your heirs. This court-supervised process delays distribution, costs money, and makes your property ownership public record. Several legal strategies let you transfer real estate directly to beneficiaries without probate, each with distinct advantages and potential drawbacks. Transfer-on-Death Deeds Transfer-on-death deeds, also…

If you have retirement accounts like IRAs or 401(k)s, naming a trust as a beneficiary can seem like a smart way to protect your loved ones. But not all trusts are created equal. Without careful planning, naming a trust can trigger unintended tax consequences and force your beneficiaries to take distributions faster than necessary. That’s…

Your estate is your legacy. When you pass on, make sure that legacy is in good hands. Your Coventry, RI christian estate planning lawyer can help you build a better future for your loved ones. This can include asset management, wills, and more – but it all starts with contacting a team you can trust.…

As a business owner, you need guidance and counsel to keep your company running smoothly. But depending on where you are in your company’s trajectory, you may not have the time or resources to dedicate to an entirely in-house legal department. Fortunately, your Coventry, RI outside general counsel lawyer can fill this gap. At Aptt…

When you’re creating a business, you need to get started on the right foot. And if you’re already running a company, you need to know how to avoid major pitfalls that can disrupt your day-to-day. Your Coventry, RI business lawyer can help you steer clear of any legal issues, wherever you are in your company’s…

A family vacation home is a valuable and significant part of your estate. With careful planning and the help of an estate-planning attorney, you can make sure that your vacation home is protected for future generations. This blog post discusses strategies and other important considerations for estate planning for your vacation home. If you have…

A Limited Liability Company, or LLC, is one of the most common forms of business structures and is especially popular among small business owners. This blog post discusses some of the steps you must take in order to start and register an LLC in Rhode Island. If you have questions about how this applies to…

For those who are growing in age or approaching retirement, for those with pre-existing health concerns or with a family history of health problems, or even for those who have hazardous employment or engage in dangerous activities, it is important to be prepared for the worst. This blog post discusses some of the ways you…